I’m a Frugal Mom fan. Especially in our current economic climate. So when I wrote about financial crisis in my book, Getting Through What You Can’t Get Over, it just made sense to share and promote her website.
One of the simplest and most effective budget templates I’ve found came from frugalmom.net. Instead of reinventing the wheel, I’m sharing her page and the budget form she makes available at no cost. This is very similar to the budget style I’ve successfully used for thirty years.
If you don’t currently budget, I urge you to start. Consistency will save and make you money — I promise.
Another fan favorite for me? Penny Pinchin’ Mom. This site is chock full of posts, tips, stories, coupons, deals, and templates to lift you up and give you practical ideas for ways to save more than you thought possible.